Financial Calculator

The Financial Calculator helps you to plan for your long-term financial goals like Child Education, Child Marriage. It helps you assess how much you should invest every month to get a desired amount at the end of an investment period. It helps you to calculate the future value of SIP (Systematic Investment Plan) Payments or to quickly calculate EMI (Equated monthly Installment) of home Loan, Car Loan.

Features

- Goal Planner.

- Retirement Planner.

- Insurance Needed

- SIP Tools- SIP Calculator, SIP Planner, SWP Calculator, STP Calculator.

- Loan Tools - Loan Calculator, Loan Refinance, Loan Compare and Flat Interest Loan EMI Calculator with Advance EMI option

- Fixed Deposit Calculator

- Recurring Deposit Calculator

- Future Value Calculator

- Save Goals and Retirement Plan

- View My Plan

- Gratuity Calculator (India)

- Income Tax Calculator (India) for Financial Year FY 2018-19, FY 2017-18, FY 2016-17, FY 2015-16

- Time Value Money Calculator

- Capital Gain Tax Calculator for Property

1. Goal Planner

Goal Planner will help you to plan for any financial goals like Child Education or Child Marriage. It calculates the monthly investment required for achieving the goal. You can give the goal present value, No of Years remain, Inflation, rate of returns on your investments.

Present Value : 8, 00,000

Number of Years remain : 15 Years

Rate of Return : 12%

Inflation : 7%

Future Value : 22, 07,225

Monthly Investment : 4,418

Lump sum Investment : 4, 03,252

Example: Suppose you want to plan for your Child education which costs 8, 00,000 today. The Number of Years remain is 15 years and the inflation you expect is 7% and you expect 12% return from your investments. In that case future value is 22, 07,225 and to achieve that future value you need to invest 4,418 per month or lump sum invest 4, 03,252.

2. Retirement Planner

Retirement Planner helps you determine how much money you will need for your retirement to maintain the current lifestyle post retirement. You can give the Current Age, Retirement Age, Current Monthly Expenses, Expected Inflation, rate of returns on your investments before retirement and rate of returns on your investments after retirement.

Age : 30

Retirement Age: 58

Monthly Expenses : 30,000

Inflation : 7%

Rate of Return : 15%

Monthly Expenses at retirement : 1, 99,465

Yearly Expenses at retirement : 23,93,582

Retirement Corpus : 3, 99, 98,159

Monthly Investment : 7,719

Example:

Suppose you are 30 years old who wants to retire at 58 and expect to live till 80.

If your current Monthly Household Expenses (excluding expenses which will not be part of it post Retirement e.g. EMI, Insurance Premium, Education Expenses etc) are 30000,

You expect inflation to be around 7% for next 28 years,

You expect 15% return on your investments before retirement and

During retirement you expect that your investments will return 10%.

So Number of Years left for your retirement are 28 years and at retirement you will require a retirement corpus of 3,99,98,159 for which I need to save 7,719 per month.

3. Systematic Investment Plan (SIP) Calculator

SIP calculator will calculate the future value of SIP (Systematic Investment Plan) Payments. It helps you to calculate future value of your monthly investment in Mutual Fund, Public Provident Fund (PPF) or Fixed Deposit (FD) in bank or post office.

Example: If you want to start an SIP of Rs 5,000 per month and you expect your investments will return 12%, then in 10 years you will generate 11, 50,193 compounded yearly.

4. Loan Calculator

Calculate EMI (Equated monthly Installment) of home Loan, Car Loan or Personal Loan. It also shows loan repayment schedule with total interest paid and total principal amount paid at the end of every financial year.

Please send suggestions and issues to my E-mail address nilesh.harde@gmail.com or visit http://www.financialcalculatorsapp.com/

财务计算器可帮助您规划您的长期财务目标，如儿童教育，童婚。它可以帮助您评估每个月应该投入多少资金，以便在投资期结束时获得所需的金额。它可以帮助您计算SIP（系统投资计划）付款的未来价值，或快速计算房屋贷款，汽车贷款的EMI（每月分期付款）。

特征

- 目标规划师。

- 退休计划员。

- 需要保险

- SIP工具 - SIP计算器，SIP计划器，SWP计算器，STP计算器。

- 贷款工具 - 贷款计算器，贷款再融资，贷款比较和平面利息贷款EMI计算器与先进的EMI选项

- 定期存款计算器

- 经常性存款计算器

- 未来价值计算器

- 保存目标和退休计划

- 查看我的计划

- 小费计算器（印度）

- 2018-19财年，2017-18财年，2016-17财年，2015-16财年的所得税计算器（印度）

- 时间价值货币计算器

- 财产的资本收益计算器

1.目标规划师

Goal Planner将帮助您规划任何财务目标，如儿童教育或儿童婚姻。它计算实现目标所需的每月投资。您可以给出目标现值，剩余年数，通货膨胀，投资回报率。

现值：8,00,000

剩余年数：15年

回报率：12％

通货膨胀：7％

未来价值：22,07,225

每月投资：4,418

一次性投资：4,03,252

示例：假设您要计划今天花费8,00,000的儿童教育。剩余年数为15年，您期望的通货膨胀率为7％，您预计投资回报率为12％。在这种情况下，未来价值为22,07,225，为实现未来价值，您需要每月投资4,418或一次性投资4,03,252。

2.退休计划员

退休计划员帮助您确定退休后您需要多少钱来维持目前的生活方式。您可以提供当前年龄，退休年龄，当前每月费用，预期通货膨胀，退休前投资的回报率以及退休后投资的回报率。

年龄：30岁

退休年龄：58岁

每月费用：30,000

通货膨胀：7％

回报率：15％

退休时的每月费用：1,99,465

退休年度费用：23,93,582

退休语料库：3,99,98,159

每月投资：7,719

例：

假设你30岁，想要在58岁退休，并期望活到80岁。

如果您当前的每月家庭开支（不包括退休后不属于退休金的费用，例如EMI，保险费，教育费用等）为30000，

您预计未来28年通胀率将在7％左右，

您希望退休前的投资回报率为15％

在退休期间，您预计您的投资将返回10％。

因此，您退休的年数为28年，退休时您需要退休语料库3,99,98,159，我需要每月节省7,719。

3.系统投资计划（SIP）计算器

         SIP计算器将计算SIP（系统投资计划）付款的未来价值。它可以帮助您计算您在银行或邮局的共同基金，公积金（PPF）或定期存款（FD）的每月投资的未来价值。

示例：如果您希望每月启动5000卢比的SIP并且您希望您的投资将返回12％，那么在10年内您将每年生成11,50,193个复合。

4.贷款计算器

计算房屋贷款，汽车贷款或个人贷款的EMI（每月分期付款）。它还显示了贷款偿还时间表，包括支付的总利息和在每个财政年度结束时支付的本金总额。

请将建议和问题发送到我的电子邮箱地址nilesh.harde@gmail.com或访问http://www.financialcalculatorsapp.com/